Profit target planner

Projects the days to a capital target, stepping through the same staircase rule the Staircase page uses. Use it to turn a goal into a date.

This planner runs the actual staircase logic rather than a smooth growth formula. Each day it works out how many contracts your capital supports, adds the realized average for each of them, and repeats. That produces a stepped curve rather than a clean exponential, because progress jumps whenever capital crosses the threshold for one more contract and then flattens until the next threshold.

Because the calculator reuses the Staircase module directly, a plan made here and the projection shown on the Staircase page can never disagree. Change your realized average or your contract value in the inputs band and both views move together. That is deliberate: two projections of the same account that quietly differ are worse than having only one.

Realized average per contract per day is the input that drives everything, and it is the one to be honest about. It should come from what you have actually achieved over a meaningful stretch, not from your best week. Because the result compounds, an optimistic average does not shift the target date by a few days. It can halve it, which makes the whole plan a fiction.

The date shown counts calendar days, weekends included, so treat it as an ordering of magnitude rather than a diary entry. If you only trade weekdays, the real date is roughly forty percent further out. When the calculator reports that a target is never reached, it means your realized average is flat or negative, and no amount of patience fixes that. The work belongs on the edge itself before it belongs on the timeline.

Pace vs daily target sits beside the projection as context rather than as an input to it. Earning today is what your realized average actually produces across your current contracts; the daily target is what your Staircase target per contract asks for across the same contracts. The projection below still runs on the realized average, because a plan built on a goal rather than on a result is a wish. The percentage simply tells you which of the two is larger, and therefore whether the date shown is being reached at the rate you asked for or in spite of it. Note that while Use realized avg is switched off on the Staircase, the average and the target are the same number by construction, so this row reads one hundred percent and is telling you nothing more than that.

The most valuable way to use this card is comparatively. Note the days to target, then raise the realized average slightly and look again. The sensitivity of the answer to that one number tells you where your effort is best spent, and it is almost always on consistency rather than on size.